{"id":32190,"date":"2025-10-31T23:07:20","date_gmt":"2025-10-31T22:07:20","guid":{"rendered":"https:\/\/simmelink.nl\/family-law\/pensioen-bij-scheiding\/"},"modified":"2026-03-17T19:03:35","modified_gmt":"2026-03-17T18:03:35","slug":"pensioen-bij-scheiding","status":"publish","type":"page","link":"https:\/\/simmelink.nl\/en\/family-law\/pensioen-bij-scheiding\/","title":{"rendered":"Pension in Divorce"},"content":{"rendered":"\n<div class=\"s-section\">\n<div class=\"s-section-wrapper\">\n<div class=\"s-grid-toc_main gb-element-94926826\">\n<div class=\"s-section-sidebar\">\n<div class=\"s-sidebar-block-toc gb-element-bf14a539\">\n<p class=\"gb-text\">On this page<\/p>\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-flat ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/simmelink.nl\/en\/family-law\/pensioen-bij-scheiding\/#Pension_in_Divorce\" >Pension in Divorce<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/simmelink.nl\/en\/family-law\/pensioen-bij-scheiding\/#Right_to_Pension\" >Right to Pension<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/simmelink.nl\/en\/family-law\/pensioen-bij-scheiding\/#Dividing_the_Pension\" >Dividing the Pension<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/simmelink.nl\/en\/family-law\/pensioen-bij-scheiding\/#Special_Survivors_Pension\" >Special (Survivor&#8217;s) Pension<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/simmelink.nl\/en\/family-law\/pensioen-bij-scheiding\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n\n<\/div>\n<\/div>\n\n\n\n<div class=\"s-section-main s-stack-2xl gb-element-6c76d265\">\n<div class=\"s-content-block s-content-block--filled gb-element-15683c21 block-wrapper\">\n<div class=\"s-content-block-narrow\">\n<p class=\"gb-text gb-text-91da06c0\">In brief<\/p>\n\n\n\n<p>In the event of a divorce, the accrued pension is often divided between both partners. In the Netherlands, the Pension Rights Equalization of Divorces Act (WVPS) applies to this process. <\/p>\n\n\n\n<h2 class=\"gb-text\"><span class=\"ez-toc-section\" id=\"Pension_in_Divorce\"><\/span><strong>Pension in Divorce<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In a divorce, or when you separate, not only emotional but also financial consequences play a role. One of the most important is the <strong>pension<\/strong>. Many people do not know that the accrued pension is also divided in case of divorce.  <\/p>\n\n\n\n<p>According to the <strong>Pension Rights Equalization Act in Divorce (WVPS)<\/strong>, everyone is entitled to half of the old-age pension accrued during the marriage or registered partnership of the other. A careful arrangement prevents financial problems later and provides peace about your future. <\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"s-content-block\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Right_to_Pension\"><\/span>Right to Pension<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Are you married or in a registered partnership? Then you and your ex-partner are both entitled to half of the old-age pension accrued during the marriage.<br\/>These rules apply to most forms of pensions executed by an employer or pension fund. <\/p>\n\n\n\n<p>Note: pension accrued before the marriage is usually not included. Your ex-partner is therefore not entitled to your entire pension, but only to the part accrued during the marital period. <\/p>\n<\/div>\n\n\n\n<div class=\"s-content-block\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dividing_the_Pension\"><\/span>Dividing the Pension<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The division can take place in two ways:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Equalization<\/strong> \u2013 the accrued pension is divided. The pension provider pays out half to each upon retirement. <\/li>\n\n\n\n<li><strong>Conversion<\/strong> \u2013 the ex-partner&#8217;s share is converted into an <strong>individual pension right<\/strong>, allowing you to remain financially independent of each other.<\/li>\n<\/ol>\n\n\n\n<p>You can jointly record in the <strong>divorce or partnership agreement<\/strong> which method you choose. The chosen division must then be communicated to the pension provider <strong>within two years<\/strong> after the divorce; otherwise, the ex-partner may have to receive and pay the benefit themselves. <\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Special_Survivors_Pension\"><\/span>Special (Survivor&#8217;s) Pension<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>After the divorce, the ex-partner may be entitled to a <strong>special survivor&#8217;s pension<\/strong> (also known as <em>special partner&#8217;s pension<\/em>). This is the part of the partner&#8217;s pension accrued until the moment of divorce and is intended as a financial provision in the event of the other&#8217;s death.<br\/>It is advisable to check whether this right exists and whether you wish to waive it in the agreement. <\/p>\n\n\n\n<div class=\"s-content-block\">\n<h3 class=\"wp-block-heading\">Financial Consequences and AOW<\/h3>\n\n\n\n<p>A divorce often has significant financial impact. In addition to the old-age pension, the <strong>AOW<\/strong> also plays a role. Everyone who lives or works in the Netherlands accrues AOW; this benefit is <strong>not<\/strong> divided in case of divorce.<br\/>After the divorce, however, you receive the <strong>single AOW<\/strong>, which is higher than the married AOW. This difference can affect your financial situation after the divorce.   <\/p>\n<\/div>\n\n\n\n<div class=\"s-content-block\">\n<h3 class=\"wp-block-heading\">Arrange within Two Years<\/h3>\n\n\n\n<p>Do not forget to report the pension division <strong>within two years<\/strong> to the pension provider(s). If you do not, the parties must arrange payments among themselves. Timely reporting prevents administrative and financial complications.  <\/p>\n<\/div>\n\n\n\n<div class=\"s-content-block\">\n<h3 class=\"wp-block-heading\">Our Approach<\/h3>\n\n\n\n<p>A fair pension distribution requires knowledge and precision. Our lawyers guide you step by step: <\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Inventory of pension rights<\/strong> \u2013 including foreign schemes.<\/li>\n\n\n\n<li><strong>Determining applicable law<\/strong> \u2013 national or international.<\/li>\n\n\n\n<li><strong>Advice on the best form of distribution<\/strong> \u2013 equalization, conversion, or alternative arrangement.<\/li>\n\n\n\n<li><strong>Recording in the agreement<\/strong> \u2013 including notification to pension providers.<\/li>\n<\/ol>\n\n\n\n<p>This ensures that everything is legally correct and your future is financially well arranged.<\/p>\n\n\n\n<p>Would you like to know how pension agreements fit within the financial settlement after divorce? Please also view our page on the <a href=\"https:\/\/simmelink.nl\/en\/family-law\/divorce\/division-assets\/\">division of assets upon divorce<\/a>. <\/p>\n<\/div>\n\n\n<div class=\"gb-container gb-container-479128b1 sim-section\">\n<div class=\"gb-container gb-container-d2156fab sim-section__inner-container\">\n<div class=\"gb-container gb-container-c3c6957d\">\n\n<p class=\"gb-headline gb-headline-9ac3bf72 gb-headline-text\">An expert lawyer helps you prevent pension rights from being divided incompletely or incorrectly.<br>Schedule an appointment with us.<\/p>\n\n\n<div class=\"gb-container gb-container-2897bd62\">\n\n<a class=\"gb-button gb-button-0c012c4c gb-button-text sim-btn-action sim-button sim-button-action\" href=\"https:\/\/simmelink.nl\/en\/contact\/\">Contact Us<\/a>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"s-content-block\">\n<h3 class=\"wp-block-heading\">Why Simmelink Lawyers<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Specialist knowledge of <strong>pension distribution in divorce<\/strong><\/li>\n\n\n\n<li>Experience with <strong>international pension funds and treaties<\/strong><\/li>\n\n\n\n<li>Clear explanation in understandable language<\/li>\n\n\n\n<li>One dedicated lawyer and complete discretion<\/li>\n<\/ul>\n<\/div>\n\n\n<div class=\"gb-container gb-container-be249d49 s-margin-vert-xl s-content-block\">\n\n<h2 class=\"gb-headline gb-headline-bfdf1120 gb-headline-text gbp-section__headline\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"gb-container gb-container-1e85dbd5 gb-accordion\">\n<div class=\"gb-container gb-container-d1310856 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-19f7b745 gb-accordion__toggle\" id=\"gb-accordion-toggle-19f7b745\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong>Am I entitled to a share of my ex-partner&#8217;s pension?<\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-52e77243\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-52e77243\">\n\n<p class=\"gb-headline gb-headline-b299caa3 gb-headline-text\">Yes. If you were married or had a registered partnership, you are entitled to half of the old-age pension accrued during the marriage or partnership. This is called <em>pension equalization<\/em> and is established in the Pension Rights Equalization of Divorces Act (WVPS). <\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-ef247272 gb-accordion\">\n<div class=\"gb-container gb-container-fece1dca gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-d76c99c5 gb-accordion__toggle\" id=\"gb-accordion-toggle-d76c99c5\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong><strong>What is the difference between equalization and conversion of pension?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-5f4ff262\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-5f4ff262\">\n\n<p class=\"gb-headline gb-headline-e035c600 gb-headline-text\">In <em>equalization<\/em>, the accrued pension is divided: the pension provider pays each ex-partner their share.<br>In <em>conversion<\/em>, the ex-partner receives an independent pension right, separate from the other&#8217;s pension. This offers more financial independence after the divorce. <\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-3ab5a6df gb-accordion\">\n<div class=\"gb-container gb-container-0a5a0d3e gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-51718ee4 gb-accordion__toggle\" id=\"gb-accordion-toggle-51718ee4\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong><strong>Does pension distribution also apply to a registered partnership?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-7b22e9e9\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-7b22e9e9\">\n\n<p class=\"gb-headline gb-headline-faf942ac gb-headline-text\">Yes. The same rules apply to registered partners as to married couples, unless otherwise agreed in the partnership conditions.<br><\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-843d7d43 gb-accordion\">\n<div class=\"gb-container gb-container-4584e1ba gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-1dab8ac7 gb-accordion__toggle\" id=\"gb-accordion-toggle-1dab8ac7\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong><strong>How long do I have to arrange the pension distribution?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-27c1cf25\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-27c1cf25\">\n\n<p class=\"gb-headline gb-headline-195e901b gb-headline-text\">The division must be reported to the pension provider within two years after the divorce. If this does not happen, payments must be arranged later between the parties, which can cause unnecessary complications. <\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-9676a25f gb-accordion\">\n<div class=\"gb-container gb-container-4971ce05 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-45386c28 gb-accordion__toggle\" id=\"gb-accordion-toggle-45386c28\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong><strong>What is a special survivor&#8217;s pension (partner&#8217;s pension)?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-751347f3\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-751347f3\">\n\n<p class=\"gb-headline gb-headline-7b93df8a gb-headline-text\">After the divorce, an ex-partner may retain the right to the so-called <em>special partner&#8217;s pension<\/em>: the part accrued before the divorce. This provides financial security if the other dies. <\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-8c3a6c01 gb-accordion\">\n<div class=\"gb-container gb-container-fdfa5c5d gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-e683499e gb-accordion__toggle\" id=\"gb-accordion-toggle-e683499e\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong><strong>Does pension distribution also apply to foreign pension funds?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-f6c0990a\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-f6c0990a\">\n\n<p class=\"gb-headline gb-headline-6c661f8e gb-headline-text\">Yes, but the rules vary by country. Often this depends on international treaties and applicable law. Our lawyers have extensive experience with cross-border pension distribution.  <\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-d91ab697 gb-accordion\">\n<div class=\"gb-container gb-container-97c5c9d4 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-0ed7d039 gb-accordion__toggle\" id=\"gb-accordion-toggle-0ed7d039\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong><strong>What happens to my AOW in case of a divorce?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-af8fe354\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-af8fe354\">\n\n<p class=\"gb-headline gb-headline-0b57d11a gb-headline-text\">The AOW is not divided. After the divorce, however, you receive a <em>single AOW<\/em>, which is higher than the married AOW. This can positively affect your monthly income.  <\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-c6b6248a gb-accordion\">\n<div class=\"gb-container gb-container-044d06d1 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-38577f35 gb-accordion__toggle\" id=\"gb-accordion-toggle-38577f35\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong><strong>Can we make other arrangements about pension distribution together?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-d90f78a6\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-d90f78a6\">\n\n<p class=\"gb-headline gb-headline-a42cc7f8 gb-headline-text\">Yes. You can include deviating agreements in the divorce settlement agreement, for example regarding conversion or the waiving of pension rights. Always have these agreements legally recorded correctly to prevent future issues. <\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-36d155ca gb-accordion\">\n<div class=\"gb-container gb-container-19d7efa3 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-1b040c8f gb-accordion__toggle\" id=\"gb-accordion-toggle-1b040c8f\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong><strong>What if my ex-partner dies after the divorce?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-7b842f35\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-7b842f35\">\n\n<p class=\"gb-headline gb-headline-91f2a68b gb-headline-text\">If you are entitled to a special partner&#8217;s pension, you will receive a payment from the pension fund. If you have waived this right, that payment will lapse. Have this choice carefully checked before signing.  <\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-5009af7f gb-accordion\">\n<div class=\"gb-container gb-container-93780993 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-fc1f1756 gb-accordion__toggle\" id=\"gb-accordion-toggle-fc1f1756\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong><strong>Why seek legal assistance for pension distribution?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-24556a76\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-24556a76\">\n\n<p class=\"gb-headline gb-headline-0c941170 gb-headline-text\">The distribution of pension rights is legally complex and often has significant financial consequences. A specialized lawyer ensures that the arrangements are clear, balanced, and correctly recorded \u2013 even with international or special pension schemes. <\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"s-content-block\">\n<h3 class=\"wp-block-heading\"><strong>About this Page<\/strong><\/h3>\n\n\n\n<p>This page is prepared by  <strong>Mr. C. Simmelink<\/strong>, attorney-at-law specialising in (international) family and inheritance law at Simmelink Attorneys.<br\/>With more than 20 years of experience, she advises and represents clients in the Netherlands and abroad with calm, clarity and a strategic approach.<\/p>\n<\/div>\n\n\n\n<div><div class=\"gb-container gb-container-34ac26a6\">\n<div class=\"gb-container gb-container-34ce7bbc\">\n\n<figure class=\"gb-block-image gb-block-image-7a1d0082\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"93\" class=\"gb-image gb-image-7a1d0082\" src=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/nederlandse-orde-van-advocaten-logo-300x93.png\" alt=\"Logo of the Dutch Bar Association\" title=\"Logo of the Dutch Bar Association\" srcset=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/nederlandse-orde-van-advocaten-logo-300x93.png 300w, https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/nederlandse-orde-van-advocaten-logo.png 340w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n<\/div>\n\n<div class=\"gb-container gb-container-7b78af02\">\n\n<figure class=\"gb-block-image gb-block-image-cae6833a\"><img decoding=\"async\" class=\"gb-image gb-image-cae6833a\" src=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/RaadvRechtspraak.svg\" alt=\"\" title=\"RaadvJustice\"><\/figure>\n\n\n\n<figure class=\"gb-block-image gb-block-image-07670684\"><img loading=\"lazy\" decoding=\"async\" width=\"340\" height=\"105\" class=\"gb-image gb-image-07670684\" src=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/raad-voor-rechtsbijstand-high-trust-logo.png\" alt=\"Council for Legal Aid High Trust Logo\" title=\"Council for Legal Aid High Trust Logo\" srcset=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/raad-voor-rechtsbijstand-high-trust-logo.png 340w, https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/raad-voor-rechtsbijstand-high-trust-logo-300x93.png 300w\" sizes=\"auto, (max-width: 340px) 100vw, 340px\" \/><\/figure>\n\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>On this page In brief In the event of a divorce, the accrued pension is often divided between both partners. In the Netherlands, the Pension Rights Equalization of Divorces Act (WVPS) applies to this process. Pension in Divorce In a divorce, or when you separate, not only emotional but also financial consequences play a role. &#8230; <a title=\"Pension in Divorce\" class=\"read-more\" href=\"https:\/\/simmelink.nl\/en\/family-law\/pensioen-bij-scheiding\/\" aria-label=\"Read more about Pension in Divorce\">Lees meer<\/a><\/p>\n","protected":false},"author":3,"featured_media":16674,"parent":24947,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":{"0":"post-32190","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"infinite-scroll-item","7":"resize-featured-image"},"acf":[],"_links":{"self":[{"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/pages\/32190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/comments?post=32190"}],"version-history":[{"count":3,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/pages\/32190\/revisions"}],"predecessor-version":[{"id":36253,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/pages\/32190\/revisions\/36253"}],"up":[{"embeddable":true,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/pages\/24947"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/media\/16674"}],"wp:attachment":[{"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/media?parent=32190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}