{"id":36303,"date":"2026-03-17T19:12:39","date_gmt":"2026-03-17T18:12:39","guid":{"rendered":"https:\/\/simmelink.nl\/family-law\/divorce\/assets\/nieuwe-woning\/"},"modified":"2026-03-17T19:12:47","modified_gmt":"2026-03-17T18:12:47","slug":"nieuwe-woning","status":"publish","type":"page","link":"https:\/\/simmelink.nl\/en\/family-law\/divorce\/assets\/nieuwe-woning\/","title":{"rendered":"Divorce and a new home &#8211; Law firm Simmelink"},"content":{"rendered":"\n<div class=\"s-section\">\n<div class=\"s-section-wrapper\">\n<div class=\"s-grid-toc_main gb-element-94926826\">\n<div class=\"s-section-sidebar\">\n<div class=\"s-sidebar-block-toc gb-element-bf14a539\">\n<p class=\"gb-text\">On this page<\/p>\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-flat ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/simmelink.nl\/en\/family-law\/divorce\/assets\/nieuwe-woning\/#Legal_and_financial_coherence\" >Legal and financial coherence<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/simmelink.nl\/en\/family-law\/divorce\/assets\/nieuwe-woning\/#Step-by-step_plan_for_buying_a_new_home_after_divorce\" >Step-by-step plan for buying a new home after divorce<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/simmelink.nl\/en\/family-law\/divorce\/assets\/nieuwe-woning\/#Scenarios\" >Scenarios<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/simmelink.nl\/en\/family-law\/divorce\/assets\/nieuwe-woning\/#Practical_examples\" >Practical examples<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/simmelink.nl\/en\/family-law\/divorce\/assets\/nieuwe-woning\/#Our_Attorneys_at_Law\" >Our Attorneys at Law<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/simmelink.nl\/en\/family-law\/divorce\/assets\/nieuwe-woning\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n\n<\/div>\n<\/div>\n\n\n\n<div class=\"s-section-main s-stack-2xl gb-element-6c76d265\">\n<div class=\"s-content-block s-content-block--filled gb-element-15683c21 block-wrapper\">\n<div class=\"s-content-block-narrow\">\n<p class=\"gb-text gb-text-91da06c0\">In brief<\/p>\n\n\n\n<p>After a divorce where the home has been sold or transferred, the question arises as to how a new home is financed and which legal and financial factors play a role in that process.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check whether you are still jointly and severally liable for the mortgage of the old home before applying for a new mortgage.<\/li>\n\n\n\n<li>Equity from the sale of the previous home can be used as personal capital when purchasing a new home.<\/li>\n\n\n\n<li>Residual debt limits borrowing capacity; banks take this into account during the mortgage assessment.<\/li>\n\n\n\n<li><a href=\"https:\/\/simmelink.nl\/en\/family-law\/alimony\/\">Alimony<\/a> that you receive or pay is weighed by the bank when assessing mortgage capacity.<\/li>\n\n\n\n<li>When applying for a new mortgage, banks and notaries often request the <a href=\"https:\/\/simmelink.nl\/familierecht\/scheiden\/echtscheidingsconvenant\/\">divorce settlement agreement<\/a> and the distribution judgment as proof of the financial settlement.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"s-content-block\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Legal_and_financial_coherence\"><\/span>Legal and financial coherence<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A new home directly affects the financial settlement of the divorce.<br\/>As long as the old home has not been fully sold or transferred, the bank may refuse to provide a new mortgage.<br\/>The law requires banks to take into account:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>joint and several liability for existing loans;<\/li>\n\n\n\n<li>financial capacity after alimony obligations;<\/li>\n\n\n\n<li>ownership and the reference date of the old house.<\/li>\n<\/ul>\n\n\n\n<p>Only once the old mortgage has been adjusted or terminated can the bank issue a <strong>new mortgage statement<\/strong>.<\/p>\n<\/div>\n\n\n\n<div class=\"s-content-block\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step-by-step_plan_for_buying_a_new_home_after_divorce\"><\/span>Step-by-step plan for buying a new home after divorce<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Financial overview<\/h3>\n\n\n\n<p>Map out income, alimony, equity, and any debts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Mortgage check<\/h3>\n\n\n\n<p>Ask the bank if you are still liable for the old loan. If necessary, arrange for release from joint and several liability. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Provisional sale or transfer<\/h3>\n\n\n\n<p>Wait with the purchase until the sale or buyout of the old home is final.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Advice on borrowing capacity<\/h3>\n\n\n\n<p>Have a calculation made regarding what you can responsibly borrow based on your new situation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. New mortgage or purchase contract<\/h3>\n\n\n\n<p>Show the settlement agreement and distribution judgment to the bank or notary.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Notarial completion<\/h3>\n\n\n\n<p>Sign the deed at the notary and check whether all obligations from the divorce have been correctly processed.<\/p>\n<\/div>\n\n\n\n<div class=\"s-content-block\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Scenarios\"><\/span>Scenarios<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Consultation<\/h3>\n\n\n\n<p>If you sell the old home jointly, you can make agreements regarding the use of the equity when purchasing a new house.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mediation<\/h3>\n\n\n\n<p>A mediator can help agree on who leaves the old home and when, and how you divide double housing costs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Legal proceedings<\/h3>\n\n\n\n<p>Sometimes the court determines that one party may invest in a new home earlier, provided that the financial risks are covered.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">International<\/h3>\n\n\n\n<p>In international situations (expats or living separately in different countries), the law of the country where the new home is located determines the applicable law.<\/p>\n<\/div>\n\n\n<div class=\"gb-container gb-container-479128b1 sim-section\">\n<div class=\"gb-container gb-container-d2156fab sim-section__inner-container\">\n<div class=\"gb-container gb-container-c3c6957d\">\n\n<p class=\"gb-headline gb-headline-9ac3bf72 gb-headline-text\">Do you want to buy a new home after the divorce?<br>Schedule an appointment with us.<\/p>\n\n\n<div class=\"gb-container gb-container-2897bd62\">\n\n<a class=\"gb-button gb-button-0c012c4c gb-button-text sim-btn-action sim-button sim-button-action\" href=\"https:\/\/simmelink.nl\/en\/contact\/\">Contact Us<\/a>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"s-content-block\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Practical_examples\"><\/span>Practical examples<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>1. New mortgage after buyout<\/strong><br\/>A client remained in the old home and later took out a second mortgage for a new home. Thanks to the settlement agreement, the bank was able to correctly revise the liability. <\/p>\n\n\n\n<p><strong>2. Moving on with sales proceeds<\/strong><br\/>After selling the marital home, a client used their share of the equity as a down payment for a new house. The notary confirmed the settlement in the deed. <\/p>\n\n\n\n<p><strong>3. Residual debt and borrowing capacity<\/strong><br\/>A single parent could only obtain a new mortgage after paying off a joint residual debt. The lawyer ensured a clear arrangement in the settlement agreement. <\/p>\n<\/div>\n\n\n\n<div class=\"s-advocaten-block\">\n<h2 class=\"gb-text\" id=\"advocaten\"><span class=\"ez-toc-section\" id=\"Our_Attorneys_at_Law\"><\/span>Our Attorneys at Law<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>At Simmelink Lawyers, you work with lawyers specialized in family law, international family law, and inheritance law. We work intensively together on solutions that are legally sound and do personal justice to your situation.<\/p>\n\n\n<div class=\"gb-container gb-container-3bd256ba\">\n\n<div class=\"gb-grid-wrapper gb-grid-wrapper-5dcdaabb gb-query-loop-wrapper\">\n<div class=\"gb-grid-column gb-grid-column-b6d769df gb-query-loop-item post-23938 advocaat type-advocaat status-publish hentry\"><div class=\"gb-container gb-container-b6d769df\">\n<div class=\"gb-container gb-container-7443210b\">\n<figure class=\"gb-block-image gb-block-image-943d9da3\"><a href=\"https:\/\/simmelink.nl\/en\/our-team\/attorneys-at-law\/carla-simmelink\/\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/carla-2-300x300.jpg\" class=\"gb-image-943d9da3\" alt=\"Carla Simmelink\" srcset=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/carla-2-300x300.jpg 300w, https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/carla-2-150x150.jpg 150w, https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/carla-2-768x768.jpg 768w, https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/carla-2.jpg 1024w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n\n<h3 class=\"gb-headline gb-headline-f2d3d794 gb-headline-text\"><a href=\"https:\/\/simmelink.nl\/en\/our-team\/attorneys-at-law\/carla-simmelink\/\">Carla Simmelink &#8211; Family Law Attorney, International Family Law and Inheritance Law<\/a><\/h3>\n\n<p class=\"gb-headline gb-headline-9bf895f6 gb-headline-text\">Family Law Attorney, International Family Law and Inheritance Law<\/p>\n<\/div>\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-b6d769df gb-query-loop-item post-29865 advocaat type-advocaat status-publish hentry\"><div class=\"gb-container gb-container-b6d769df\">\n<div class=\"gb-container gb-container-7443210b\">\n<figure class=\"gb-block-image gb-block-image-943d9da3\"><a href=\"https:\/\/simmelink.nl\/en\/our-team\/attorneys-at-law\/valerie-lingg\/\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2025\/03\/Valerie-1-300x300.jpg\" class=\"gb-image-943d9da3\" alt=\"Valerie Lingg\" srcset=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2025\/03\/Valerie-1-300x300.jpg 300w, https:\/\/simmelink.nl\/wp-content\/uploads\/2025\/03\/Valerie-1-150x150.jpg 150w, https:\/\/simmelink.nl\/wp-content\/uploads\/2025\/03\/Valerie-1-768x768.jpg 768w, https:\/\/simmelink.nl\/wp-content\/uploads\/2025\/03\/Valerie-1.jpg 1200w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n\n<h3 class=\"gb-headline gb-headline-f2d3d794 gb-headline-text\"><a href=\"https:\/\/simmelink.nl\/en\/our-team\/attorneys-at-law\/valerie-lingg\/\">Valerie Lingg &#8211; Family Law Attorney, International Family Law<\/a><\/h3>\n\n<p class=\"gb-headline gb-headline-9bf895f6 gb-headline-text\">Family Law Attorney, International Family Law<\/p>\n<\/div>\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-b6d769df gb-query-loop-item post-23939 advocaat type-advocaat status-publish hentry\"><div class=\"gb-container gb-container-b6d769df\">\n<div class=\"gb-container gb-container-7443210b\">\n<figure class=\"gb-block-image gb-block-image-943d9da3\"><a href=\"https:\/\/simmelink.nl\/en\/our-team\/attorneys-at-law\/eva-zaunbrecher-bosschlo\/\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/Eva-300x300.jpg\" class=\"gb-image-943d9da3\" alt=\"Eva Zaunbrecher\" srcset=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/Eva-300x300.jpg 300w, https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/Eva-150x150.jpg 150w, https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/Eva-768x768.jpg 768w, https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/Eva.jpg 1200w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n\n<h3 class=\"gb-headline gb-headline-f2d3d794 gb-headline-text\"><a href=\"https:\/\/simmelink.nl\/en\/our-team\/attorneys-at-law\/eva-zaunbrecher-bosschlo\/\">Eva Zaunbrecher-Boschloo &#8211; Family Law Attorney, International Family Law<\/a><\/h3>\n\n<p class=\"gb-headline gb-headline-9bf895f6 gb-headline-text\">Lawyer at Law (International) Family Law<\/p>\n<\/div>\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-b6d769df gb-query-loop-item post-36349 advocaat type-advocaat status-publish hentry\"><div class=\"gb-container gb-container-b6d769df\">\n<div class=\"gb-container gb-container-7443210b\">\n<figure class=\"gb-block-image gb-block-image-943d9da3\"><a href=\"https:\/\/simmelink.nl\/en\/our-team\/attorneys-at-law\/sophia-sips\/\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2026\/03\/Sophia-300x300.jpg\" class=\"gb-image-943d9da3\" alt=\"Sophia Sips\" srcset=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2026\/03\/Sophia-300x300.jpg 300w, https:\/\/simmelink.nl\/wp-content\/uploads\/2026\/03\/Sophia-1200x1200.jpg 1200w, https:\/\/simmelink.nl\/wp-content\/uploads\/2026\/03\/Sophia-150x150.jpg 150w, https:\/\/simmelink.nl\/wp-content\/uploads\/2026\/03\/Sophia-768x768.jpg 768w, https:\/\/simmelink.nl\/wp-content\/uploads\/2026\/03\/Sophia-1536x1536.jpg 1536w, https:\/\/simmelink.nl\/wp-content\/uploads\/2026\/03\/Sophia-2048x2048.jpg 2048w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n\n<h3 class=\"gb-headline gb-headline-f2d3d794 gb-headline-text\"><a href=\"https:\/\/simmelink.nl\/en\/our-team\/attorneys-at-law\/sophia-sips\/\">Sophia Sips &#8211; Family Law Attorney<\/a><\/h3>\n\n<p class=\"gb-headline gb-headline-9bf895f6 gb-headline-text\">Family Law Attorney, International Family Law<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n<\/div>\n\n\n<div class=\"s-quotes-block gb-element-b0365a51 testimonial-block\">\n<img decoding=\"async\" class=\"s-quote-card-icon gb-media-5cab658b testimonial-icon\" alt=\"\" src=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2025\/05\/quote.svg\" title=\"quote\">\n\n\n\n<p class=\"gb-text s-quote-card-text testimonial-text\"><em><em>Clients are guided by a dedicated lawyer who oversees the entire file and communicates discreetly.<\/em><\/em><\/p>\n\n\n\n<p class=\"gb-text s-quote-card-author testimonial-author\">Mr. Carla Simmelink, lawyer<\/p>\n<\/div>\n<\/div>\n\n\n<div class=\"gb-container gb-container-be249d49 s-margin-vert-xl s-content-block\">\n\n<h2 class=\"gb-headline gb-headline-bfdf1120 gb-headline-text gbp-section__headline\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"gb-container gb-container-1e85dbd5 gb-accordion\">\n<div class=\"gb-container gb-container-d1310856 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-19f7b745 gb-accordion__toggle\" id=\"gb-accordion-toggle-19f7b745\"><span class=\"gb-button-text\"><strong>When can I buy a new home after the divorce?<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-52e77243\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-52e77243\">\n\n<p class=\"gb-headline gb-headline-b299caa3 gb-headline-text\">Usually only after the final sale or transfer of the old home and once the mortgage has been adjusted.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-2712f11d gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-17f3fa07 gb-accordion__toggle\" id=\"gb-accordion-toggle-17f3fa07\"><span class=\"gb-button-text\"><strong>Can I use the equity as a contribution?<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-061dc4a6\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-061dc4a6\">\n\n<p class=\"gb-headline gb-headline-98660516 gb-headline-text\">Yes, provided the distribution has been completed and you can freely dispose of your share.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-88866d7b gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-1365ae94 gb-accordion__toggle\" id=\"gb-accordion-toggle-1365ae94\"><span class=\"gb-button-text\"><strong>What if my ex-partner is still on the old mortgage?<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-433b3ebd\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-433b3ebd\">\n\n<p class=\"gb-headline gb-headline-d0db8993 gb-headline-text\">In that case, you often cannot get a new mortgage until the old loan has been fully transferred or terminated.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-7afb061f gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-f5653bff gb-accordion__toggle\" id=\"gb-accordion-toggle-f5653bff\"><span class=\"gb-button-text\"><strong>Does alimony influence the mortgage?<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-e59cd61c\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-e59cd61c\">\n\n<p class=\"gb-headline gb-headline-e246ca56 gb-headline-text\">Yes. Alimony obligations reduce borrowing capacity; received alimony, on the other hand, counts as income.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-3d308dc8 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-08998158 gb-accordion__toggle\" id=\"gb-accordion-toggle-08998158\"><span class=\"gb-button-text\"><strong>Can I buy a house while the divorce is still pending?<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-89ad59c9\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-89ad59c9\">\n\n<p class=\"gb-headline gb-headline-7a7f4745 gb-headline-text\">Only in exceptional cases. Your lawyer or notary can assess whether that is legally safe. <\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div><div class=\"gb-container gb-container-34ac26a6\">\n<div class=\"gb-container gb-container-34ce7bbc\">\n\n<figure class=\"gb-block-image gb-block-image-7a1d0082\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"93\" class=\"gb-image gb-image-7a1d0082\" src=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/nederlandse-orde-van-advocaten-logo-300x93.png\" alt=\"Logo of the Dutch Bar Association\" title=\"Logo of the Dutch Bar Association\" srcset=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/nederlandse-orde-van-advocaten-logo-300x93.png 300w, https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/nederlandse-orde-van-advocaten-logo.png 340w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n<\/div>\n\n<div class=\"gb-container gb-container-7b78af02\">\n\n<figure class=\"gb-block-image gb-block-image-cae6833a\"><img decoding=\"async\" class=\"gb-image gb-image-cae6833a\" src=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2024\/05\/RaadvRechtspraak.svg\" alt=\"\" title=\"RaadvJustice\"><\/figure>\n\n\n\n<figure class=\"gb-block-image gb-block-image-07670684\"><img loading=\"lazy\" decoding=\"async\" width=\"340\" height=\"105\" class=\"gb-image gb-image-07670684\" src=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/raad-voor-rechtsbijstand-high-trust-logo.png\" alt=\"Council for Legal Aid High Trust Logo\" title=\"Council for Legal Aid High Trust Logo\" srcset=\"https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/raad-voor-rechtsbijstand-high-trust-logo.png 340w, https:\/\/simmelink.nl\/wp-content\/uploads\/2020\/09\/raad-voor-rechtsbijstand-high-trust-logo-300x93.png 300w\" sizes=\"auto, (max-width: 340px) 100vw, 340px\" \/><\/figure>\n\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>On this page In brief After a divorce where the home has been sold or transferred, the question arises as to how a new home is financed and which legal and financial factors play a role in that process. Legal and financial coherence A new home directly affects the financial settlement of the divorce.As long &#8230; <a title=\"Divorce and a new home &#8211; Law firm Simmelink\" class=\"read-more\" href=\"https:\/\/simmelink.nl\/en\/family-law\/divorce\/assets\/nieuwe-woning\/\" aria-label=\"Read more about Divorce and a new home &#8211; Law firm Simmelink\">Lees meer<\/a><\/p>\n","protected":false},"author":3,"featured_media":16674,"parent":25139,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":{"0":"post-36303","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"infinite-scroll-item","7":"resize-featured-image"},"acf":[],"_links":{"self":[{"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/pages\/36303","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/comments?post=36303"}],"version-history":[{"count":1,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/pages\/36303\/revisions"}],"predecessor-version":[{"id":36304,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/pages\/36303\/revisions\/36304"}],"up":[{"embeddable":true,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/pages\/25139"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/media\/16674"}],"wp:attachment":[{"href":"https:\/\/simmelink.nl\/en\/wp-json\/wp\/v2\/media?parent=36303"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}